Features

Tools that keep a month readable.

Start with basics. Unlock deeper modules when your money life gets bigger—without turning InEx into a noisy dashboard.

At a glance

One app for the money habits you already have.

Log what happened, see what’s left, and open only the tools you need—banks, cards, recurring, reports, investments, and loans.

Ledger

Income, expenses, types, and payment methods.

Accounts

Banks that update; cards with real bill cycles.

Rhythm

Recurring confirm/skip and gentle due reminders.

Insight

Cashflow, categories, and card statements.

Modules

Everyday ledger first. Deeper tools when life needs them.

01

Core ledger

Entries, types & payment methods

Log income and expenses in minutes. Name types you already understand—salary, rent, groceries—and pay from cash, UPI, bank, or card without losing the thread.

  • Custom income & expense types
  • Notes, dates, and month filters
  • Starting balance so history feels complete

02

Accounts

Banks & credit cards

Watch balances across banks. Swipe on cards without treating every purchase like a bank debit—then settle the statement when the bill arrives.

  • Multiple bank accounts
  • Bill generate date & due date
  • Pay bill kept separate from daily swipes

03

Rhythm

Recurring & bill reminders

Rent, SIPs, subscriptions—confirm or skip before they book. Gentle notifications help you stay ahead of due dates instead of chasing them.

  • Confirm before booking
  • Skip when a month is different
  • Card bill alerts in the app

04

Insight

Analyze & card statements

See cashflow, category mix, and bank movement. Open statements from billing date to billing date so “what did I spend on this card?” has a clear answer.

  • Monthly cashflow views
  • Category breakdowns
  • Card spend windows that match your bill

05

Pro depth

Investments & loans

Follow SIPs and holdings, and keep borrow–lend balances honest—so money you owe, money you’re owed, and money you’ve invested live in one calm place.

  • SIP / investment plans
  • Borrow & lend tracking
  • Balances that update with entries

Credit cards

Swipes and bill payments shouldn’t look the same.

Set a bill generate date and due date on each card. Log spends as swipes, then pay the statement as its own action—so bank cash and card liability stay honest.

  • Statement due vs optional unbilled amount
  • Statements from bill generate date to next bill
  • Gentle reminders before the due date
Card statement HDFC Millennia

Billing window

12 Jun → 11 Jul

Statement due

₹18,420

Due date

28 Jul

  • Groceries− ₹2,140
  • Fuel− ₹3,200
  • Online− ₹4,890

Upcoming

House rent

Due 1 Aug

₹22,000

Confirm · Skip

Netflix

Due 4 Aug

₹649

Confirm · Skip

SIP — Nifty

Due 5 Aug

₹5,000

Confirm · Skip

Recurring

Confirm before it books—skip when life changes.

Recurring rules queue quietly. You review each occurrence, then confirm or skip. On a Basic downgrade, over-limit rules pause instead of deleting your setup.

  • Rent, SIPs, EMIs, subscriptions
  • No surprise auto-booking without your say
  • Resume when you upgrade again

Analyze

Reports that answer real questions.

Not endless charts—just the views that help you decide what to change before next month.

01

Cashflow

See money in vs money out across the month, so the leftover isn’t a surprise.

02

Breakdown

Category mix that shows where spend actually concentrates—rent, food, travel, and the rest.

03

Banks & cards

Account movement and card spend windows that match how you pay bills in India.

By plan

Which features unlock where.

New accounts include a 90-day Pro trial. After that, Basic stays free—upgrade only for the modules you need.

Basic

Free

Core money tracking, forever free

  • Entries & types
  • Banks & payment methods
  • Dashboard overview
  • Soft monthly limits

Pro

₹99/mo

Cards, SIPs, loans & full insights

  • Everything in Plus
  • Investments & SIPs
  • Borrow & lend
  • Unlimited limits

InEx

Try the free plan first.

Basic covers everyday tracking. Use the 90-day Pro trial, then upgrade later when recurring, cards, or investments matter.

Why start today

  • Start on Basic

    Entries, banks, and a calm dashboard—free forever.

  • 90-day Pro trial

    Sample every module before you pay.

  • Upgrade by need

    Plus for cards & recurring. Pro for investments & loans.